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Welcome to Sofy Lending

Money needs come in all shapes and sizes. From a small personal loan, to a larger car loan, or even just a quick cash loan, there can be a huge array of financial needs that you have. When you are dealing with bad credit though, you can sometimes face a much harder time trying to get the loan that you need regardless of what it is for. This can leave you stressed, unhappy, and worried about exactly how you can fix your present financial situation. We provide you with services that offer loans for bad credit and have many programs to fullfill your financing needs. Our national team of bad credit lenders are here to help you achieve you financial goals.

We are here to help you regardless of poor credit or even no credit. Our bad credit loan services are available nationwide and are designed specifically to offer loans for people with bad credit. Loans range from small to larger personal loans so regardless of your needs you are sure to get the perfect loan! Loans for bad credit are specifically designed to help you regain control of your finances, and affordable payment arrangements are made so that you stay within your monthly budget. You can get approved for a loan with bad credit and also afford to pay it back without struggling. With many years of experience in dealing with fragile credit circumstances, we have found that it is best to provide the help you need today so that you are able to rebuild your credit slowly.

Bad Loan Lending That Know How To Help You

With loans for people with bad credit you might still be afraid of being turned down, but we strive to get everyone we possibly can approved, without added stress. Things can happen in your finances that make it hard to stay on top of your credit, and we certainly understand this. We never focus on the bad aspects of your credit but instead focus on getting you the help that you actually need. These personal loan programs provides you with bad credit loans with monthly payments and competitive interest rates.

With poor credit you do not always have time to fix the problems on your credit before applying for a loan. If you need a car, then you do not typically have time to fix everything before looking for a car because you need reliable transportation now. We completely understand this and are looking for ways that we can help you with your financial needs and get you the loan that you need as quickly as possible

Bad Credit Loans Provide Financial Relief During Stressful Times

During times when you desperately need some cash, we are able to help with personal loans for bad credit because regardless of your previous credit problems our team of lenders for people with bad credit understands how to provide you with the loan you need. From paying for a minor car repair, to buying groceries, or emergency medications; there can be a long list of reasons why you need cash and we completely understand this.

Our primary focus is to help you meet your financial goals during these stressful times! Just because you have bad credit or even no credit does not mean that you do not qualify for a loan, but as you know the typical big banks do not want to help you. Unless you have a perfect credit score or something close to it they are not looking to help you. This is where Sofy Lending can help you. Our national team of bad credit lenders specialize in providing fast loan approvals when other banks and lenders will not.

We strive to achieve as close to a 100% loan approval rate as possible, even for those with poor credit scores. Our services have many available programs whether you are looking for a short term loan or a larger personal loan to help you begin the process of regaining your financial foothold so you can take back control of your finances as well as rebuild your credit. With our loan service designed to help people just like yourself who have bad credit then you are making one of the best decisions that can help you and your immediate financial needs without struggling to repay the debt.


Get Your Loan Online Now - It's Safe, Secure and Fast

Get Your Loan Online Now - It's Safe, Secure and Fast From personal loans that are small to larger amounts for whatever you need, our services offers loans for people with bad credit and may be able to help you to get what you need, when you need it without stressing over the small minor details of being approved. Go to our secure online application now to get a loan with bad credit.

Customer Reviews

Janet Williams, MA $85,000

Great, service - Wow, they approved and funded me in hours. Their verification system is super fast and efficient. Great service and incredible reply times on their emails; almost instant.

Olga Jones, MI - $34,000

Excellent customer service, very understanding of my situation and compassionate to my current status as a graduate teaching assistant in a PhD program trying to get my financial life together. I am very grateful!!


Sarah Davidson, MO - $25,000

I applied for a loan of $12,000 but i had credit card debts around $25,000. They approved me for the loan based on my credit card debts upto $25,000, paid off all my credit cards and the interest they are charging me is lower than my Credit cards.

Sean Wallace, NY - $15,000

Applying for a loan was stress free. From the application, to the one on one conversation with one of the agents to the final signing. Every detail was spelled out to make the process very easy. A-1 rating in my book!  


John Harrington, VA - $55,000

Sofy Lending application was really… Sofy Lending application was really understandable, and quick. they help me with my loan, I would recommend everyone I know that needs a loan to apply with Sofy lending. Thank you.

Paul Cannon, CT - $48,000

I have a Bad credit score and it was hard for me to get an approval.It was very easy to apply for a loan and they give me several loan options.